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- Payments
Payment Collections & Settlements
Multi-Collect
UPI Payment Gateway
Recurring Payments
Instant Payouts
Escrow Accounts
Ledgers
- Banking
Banking-as-a-Service Platform
KYC & Onboarding
Hyperstreams
Bytes
UIStreams
- Resources
- Company
Verify Documents and Identities in Real Time
Reduced
Manual Workload
Enable better user experience & reduce manual workload significantly via digital onboarding.
Faster
Go-to-Market
Go live within hours via simple plug-and-play APIs or SDKs and worry less about integrations.
Lower Customer
Acquisition Costs
Save significantly on acquiring a customer with up to 80% cost reduction.
Our Products
Available in the form of simple, automated, plug-n-play APIs & SDKs
CKYC
Reduce the expense when a user deals with a financial entity for the first time using CKYC
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Aadhaar XML
Identify and onboard users with data fetched from UIDAI, without requesting document upload
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Scan & Extract
Automatically extract KYC ID from customers’ official documents to reduce manual form filling errors
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Use Cases
Customer/Business
Onboarding
Fetch and verify the complete details of any company or individual from national IDs like Aadhaar, PAN, etc., and onboard them instantly.
CKYC Checks
Access all critical customer documents, after consent, using a single CKYC API hit. Avoid the hassle of mandating offline KYC with OSV-ready CKYC.
Data
Augmentation
Strengthen your existing KYC flow with additional validations such as vehicle registration, driving license, voter ID, and more.
Trading &
Gaming Platforms
Perform user identity checks and verify their legality to avoid malicious activities using our dynamic & compliant onboarding platform.
Marketplaces
Run comprehensive background checks on your customers, merchants, or partners with a fully automated user onboarding process.
Rental
Platforms
Authenticate user credentials while renting out cars, hotels, flats, or office spaces to prevent fraud and other malpractices.
Real results, real voices
Leading companies share their Decentro journey
Decentro's KYC and Onboarding solutions have simplified our customer onboarding process. Their APIs verify critical information efficiently, minimising user input and reducing friction during KYC. This streamlined approach has improved operational efficiency and the overall user experience, allowing us to create seamless customer journeys.
Frequently Asked Questions
What is Digital KYC?
Digital KYC is an online customer verification process required for businesses operating in regulated sectors such as banking, insurance, and financial securities. The Digital KYC is crucial to Customer Due Diligence (CDD) requirements. It directs businesses to identify their customers to prevent money laundering, identity theft, and illicit financing activities.
Which documents does Decentro support for KYC verification?
Decentro supports all photo-based national IDs, including Driver's Licence (DL), PAN, Voter ID, Passport & Aadhaar card. Decentro also enables bank account verification and GSTIN verification and offers configurations for ID verification upon request.
Can you fetch Aadhaar data directly from the government database?
Private entities don’t have direct access to Aadhaar databases per the new government regulations. Hence, we request that your customers download their Aadhaar XML files offline (i.e., on their devices) and then upload them to your website/app.
How to download the Aadhaar XML file?
The Aadhaar file can be downloaded in PDF as well as XML format from the below-given websites:
Do we also provide/a link to the CKYC APIs?
Yes. We provide 2 types of integrations - aggregator & native. If you are a registered entity with CKYC credentials, you can integrate through Decentro and use your credentials to access CKYC information. Alternatively, you can access CKYC data using Decentro’s credentials.
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DigiLocker
It aims at removing the dependency on physical documents and powers the sharing of verified electronic documents helping in seamless customer onboarding.
HyperStreams
Significantly speed up user verification and reduce drop-offs during onboarding with HyperStreams.
UIStreams
Seamlessly integrate UI-based plugins for a fully-native user verification & KYC experience with UIStreams