Record & Maintain All Your Transactions On A Single Ledger Platform

Q: Are there any specific types of Ledgers supported?

Decentro offers a versatile closed-loop ledger module i,e; the platform can choose to create journals and ledgers as per their requirements for any use-case as per their business logic.

Q: Does a journal or a ledger need to be an individual only?

Not at all! Decentro's ledger module is flexible, and the platform can create ledgers for individuals, self, businesses, and any other entity deemed relevant to their use case. The platform can decide the specific use cases of a journal.

Q: Does the ledger module have any constraints in terms of currency?

The ledger module allows the platform the flexibility to pass entries in any currency like fiat (INR, USD, EUR, etc.) or digital currencies, or even virtual currencies like cashback, etc.

Q: What is a Ledger API?

Ledger APIs allow you to get details of the financial transaction on a given virtual bank accountWith a ledger API you can track financial data such as user balances, incoming and outgoing payments, balances owed to partners, and transactions made in different currencies.

Q: What is the use of ledger?

A bookkeeping system led by an integrated Ledger API can benefit your organization, in the following ways Aggregate multiple accounts in one place Collect and analyze real-time information Bypassing untimely or missed reconciliations No Oversights Elimination of Errors of Reversal

Q: What is a transaction management platform?

Used primarily in the context of ecommerce sector, transaction management is a way for an eCommerce business to ensure that the transaction-related operations of their online business are functioning in the way they intend it to, and in a way that will facilitate sales.

A single and scalable system of record for all transactions and balances on your platform

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Trusted by 2000+ Indian businesses for 10X faster fintech launches

Record and Reconcile Data

Faster Go-to-Market

Go live within hours via simple plug-and-play APIs or SDKs and worry less about integrations.

Save Limitlessly

Cut down on expenditure towards constant updates and changes in the backend stack.

Scale Quickly

Reliable backend maintenance that allows you to focus on business growth while saving operational costs.

Nexus Intelligence Active

Build your ledger flow
in record time.

Describe your use case. Nexus tells you exactly which Decentro APIs to use — and how to connect them.

Endless Possibilities

Collect Funds with Reduced Manual Efforts and Costs

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Use Cases

Cashbacks

Give cashback to your clients using ledgers and have it directly deposited into your clients’ accounts or wallets.

Loyalty

Segregate loyalty points or 'coins' using ledgers, enabling access to other services within the platform.

Pods

Track monetary transactions in specific use cases like Savings, Investments, etc., within the ecosystem.

Reconciliation

Reconcile the flow and balances of spends automatically for the purchases made by your customers.

Fees

Levy fees or charges for specific transactions, including items like forex or transfer fees.

Repayment

Keep track of payments, repayments, and other activities related to loans and BNPLs.

So what's the Decentro Difference?

Other Providers

Decentro

Speed to Market

Weeks of setup with fragmented systems

Go live within hours via simple APIs or SDKs

System Architecture

Multiple disjointed databases and services

Unified & scalable ledger engine for all transaction types

Customization

Limited or rigid use-case definitions

Customisable ledgers for fiat, cashback, coins, loyalty, etc.

Real-Time Reconciliation

Manual or delayed balance updates

Instant record sync with automated reconciliation

Multi-Currency Support

Only native currency support

Support for fiat, digital, and virtual currencies

Transaction Visibility

Periodic reports with limited traceability

Real-time transaction monitoring & notifications

Compliance Handling

Requires manual or third-party handling

Built-in logic for TDS, fees, repayments, gains tracking

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Real results, real voices

Leading companies share their Decentro journey

We’ve been using Decentro’s CKYC solution and have seen much better success rates compared to other vendors. In a space as complex as CKYC with evolving CERSAI guidelines, their speed of implementation truly stands out.

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Frequently Asked Questions

What are Ledgers?

Ledgers are closed-loop data repository which helps businesses reconcile transactions, balances, and movement of transactions across multiple sources.