Automate Recurring Payments with 1 click

Collect recurring payments from users via UPI & eNACH without manual follow-ups.

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$5 BN+ Processed Annually

Trusted by 1200+ businesses globally to launch their fintech products 10X faster

Make Recurring Payments Frictionless

Better
Conversions

Set up mandates with minimal hassles and improve conversion.

Reduced
Operational Costs

Automate tasks and reduce costs of recurring collections.

Fully
Compliant

End-to-end compliance as an RBI-certified Payment Aggregator with Split Settlements.

Wider
Reach

Automate mandates across any bank in the country.

Reduce
Risks

Reduce delayed payments and ensure timely payments from customers.

Scale
Quickly

Focus on growing your business while our team does the work on integrations.

Transform Loan Repayments with Decentro’s eNACH

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Our Products

Available in the form of simple, automated, plug-n-play APIs & SDKs

UPI Autopay

Get recurring E-Mandate enabled on your platform via UPI for payments such as bills, EMIs, OTT subscriptions, insurance, mutual funds, etc

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e-NACH

Streamline high-value recurring payments and subscriptions through a mandate generation for customers via e-NACH

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Endless Possibilities

Collect Funds with Reduced Manual Efforts and Costs

Use Cases

Digital
Subscriptions

Automate recurring payments for services on digital content from users via setting up mandates.

Insurance
Premiums

Enable merchants by debiting their customers' insurance premiums for health, automobile, etc.

EMIs

Set monthly EMI auto-debits from the user’s account toward loans or other services for Fintechs or other platforms.

Savings
Journey

Set up auto-debit plans to enable customers' monthly saving goals on personal finance platforms.

SIPs and
Investment Plans

Set up a UPI Autopay or an eMandate for your customer to collect monthly instalments.

Edtechs &
ERPs

Provide auto mandates to your students and subscribers to increase subscription via auto debit.

Try Out Yourself

As simple as a gentle tap, our APIs effortlessly facilitate seamless flow with just a touch

Name

Account No.

Start Date

End Date

Amount

Frequency

Authentication

Mobile

Set up eNACH Mandate

Enter details to proceed

Discover More, Learn More

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Real results, real voices

Leading companies share their Decentro journey

Decentro’s ability to deliver highly customizable solutions with exceptional tech performance has been truly remarkable. Their team’s expertise and commitment have exceeded our expectations, and we’re excited to deepen our collaboration and achieve even greater milestones together.

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Frequently Asked Questions

What is an example of a recurring transaction?

Recurring payments are repeating payments authorised by customers and taken automatically according to a predetermined schedule. Examples of recurring payments include memberships across streaming services, food delivery boxes, utility bills and more.

Is recurring payment the same as autopay?

Recurring and auto-pay are not the same thing. You specify the amount and date of the recurring payment. It means the payment time and money can be presented with a fixed term. When you set up your payments through AutoPay, the payment amount is withdrawn from the bank account you designated as of your payment due date, which can differ from month to month (i.e. a minimum payment or total balance amount can differ, and payment due date can differ each month).

What is the purpose of a recurring transaction?

Recurring payments ensure a prompt and reliable capital inflow, helping to produce a healthier cash flow and lowering your collection costs. Businesses will receive payments from clients more efficiently with recurring transactions. In this case, you don't have to worry about customers forgetting to pay or running out of money in your bank accounts.

What happens if a recurring payment fails?

If a recurring payment fails, the customer’s credit card/ source of payment will be retried automatically up to 3 times. If all retry attempts fail, the recurring payment will be marked as ‘cancelled’ or ‘unpaid.’