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Set up mandates with minimal hassles and improve conversion.
Automate tasks and reduce costs of recurring collections.
Reduce expenditure towards heavy integrations and maintaining relationships.
Automate mandates across any bank in the country.
Reduce delayed payments and ensure timely payments from customers.
Focus on growing your business while our team does the work on integrations.
Available in the form of simple, automated, plug-n-play APIs & SDKs
Automate recurring payments for services on digital content from users via setting up mandates.
Enable merchants by debiting their customers' insurance premiums for health, automobile, etc.
Set monthly EMI auto-debits from the user’s account toward loans or other services for Fintechs or other platforms.
Set up auto-debit plans to enable customers' monthly saving goals on personal finance platforms.
Charge for all the monthly instalments by setting a one-time e-Mandate for your customer.
Provide auto mandates to your students and subscribers to increase subscription via auto debit.
Leading companies share their Decentro journey
We started evaluating Decentro to power our banking stack. After interacting with the team, I found them very knowledgeable and agile. The product is an excellent fit for us and solves a central pain point. All factors together made me want to invest with them, and that’s how I’m a customer and an investor.
Monthly average retailers onboarded by ZoozleCase Study
Recurring payments are repeating payments authorised by customers and taken automatically according to a predetermined schedule. Examples of recurring payments include memberships across streaming services, food delivery boxes, utility bills and more.
Recurring and auto-pay are not the same thing. You specify the amount and date of the recurring payment. It means the payment time and money can be presented with a fixed term. When you set up your payments through AutoPay, the payment amount is withdrawn from the bank account you designated as of your payment due date, which can differ from month to month (i.e. a minimum payment or total balance amount can differ, and payment due date can differ each month).
Recurring payments ensure a prompt and reliable capital inflow, helping to produce a healthier cash flow and lowering your collection costs. Businesses will receive payments from clients more efficiently with recurring transactions. In this case, you don't have to worry about customers forgetting to pay or running out of money in your bank accounts.
If a recurring payment fails, the customer’s credit card/ source of payment will be retried automatically up to 3 times. If all retry attempts fail, the recurring payment will be marked as ‘cancelled’ or ‘unpaid.’
₹1 lakh is the maximum limit per day for mandates through eNACH. The transfer should be done manually to transfer more than ₹1 lakh in a single day.