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Learn in-depth about how various banking & financial APIs can empower your business along with quick info-nuggets on how these function.

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Pocket Guides & API-Handbooks



Learn the essentials of Central KYC, or CKYC, and find out how your business can leverage CKYC APIs for financial simplicity, better customer experience, and better workflows.



Enrich & augment your data for vendor financing, bill discounting, and more seamlessly while serving your SME customers and partners using our GST APIs.


UPI Payment APIs

Set up real-time payments & collections with UPI Collect or UPI Intent Flow and create a seamless cash flow for your business. Enable instant settlements for your customers, partners, or merchants/vendors using UPI APIs

Credit Bureau APIs

Credit Bureau APIs

Evaluate the creditworthiness of your customers before lending & minimize the risk of default using our Credit Bureau APIs.

UPI AutoPay APIs

UPI AutoPay

Get recurring E-Mandate enabled on your platform via UPI for payments such as bills, EMIs, OTT subscriptions, insurance, mutual funds, and others.

e-Nach APIs


A digital mandate platform built by NPCI simplifies high-value and larger-volume recurring online transactions like EMIs, payables, premiums, etc.

DigiLocker APIs


It aims at removing the dependency on physical documents and powers the sharing of verified electronic documents helping in seamless customer onboarding.

UPI ID Verification APIs

UPI ID Verification

Ensure a secure digital transaction by validating and verifying the UPI address.

Bank Account Validation APIs

Bank Account Validation API

Initiate instant bank account verification through account numbers validation (and other details)

Digital Lending Solution for NBFCs and Fintechs

Digital Lending Solution for NBFCs and Fintechs

A complete lending solution inclusive of easy loan disbursement, re-payments, KYC verification and much more catering to both direct lending and co-lending models, in compliance with RBI digital lending guidelines.

Debt Collection Software

Debt Collection Software

An end to end complaint debt collection platform that sits across all collection touchpoints, in compliance with RBI guidelines.

Bulk Payouts APIs

Bulk Payouts APIs

Automate payout disbursal in bulk for vendors, franchisees, employees, and more

Why Decentro?

Setup Fees
High (2K - 10K USD)

Completely FREE

3-4 Months

~ 2 Weeks

Settlement Times
Atleast T-1 to T+2

Real-time Settlements

Service Provider
High reliance on single service provider and bank

Backend powered by multiple banks with switchability

Customer Service
Turnaround time of 1-2 working days atleast

Turnaround within 1-2 hours

Scalability & Flexibility
Difficult to scale due to a rigid underlying structure

Customizable APIs and seamless scalability


ribbon-iconUnlimited rollover of unused API hits

ribbon-iconGlobal from The Get Go