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- Payments
Payment Collections & Settlements
Virtual Accounts
UPI Collections
Recurring Payments
Instant Payouts
- Banking
Banking-as-a-Service Platform
KYC & Onboarding
Ledgers
Lending
Financial Services
Hyperstreams
- Resources
- Company
Pocket Guides & API-Handbooks
CKYC
Learn the essentials of Central KYC, or CKYC, and find out how your business can leverage CKYC APIs for financial simplicity, better customer experience, and better workflows.
GST
Enrich & augment your data for vendor financing, bill discounting, and more seamlessly while serving your SME customers and partners using our GST APIs.
UPI Payment APIs
Set up real-time payments & collections with UPI Collect or UPI Intent Flow and create a seamless cash flow for your business. Enable instant settlements for your customers, partners, or merchants/vendors using UPI APIs
Credit Bureau APIs
Evaluate the creditworthiness of your customers before lending & minimize the risk of default using our Credit Bureau APIs.
UPI AutoPay
Get recurring E-Mandate enabled on your platform via UPI for payments such as bills, EMIs, OTT subscriptions, insurance, mutual funds, and others.
e-NACH
A digital mandate platform built by NPCI simplifies high-value and larger-volume recurring online transactions like EMIs, payables, premiums, etc.
DigiLocker
It aims at removing the dependency on physical documents and powers the sharing of verified electronic documents helping in seamless customer onboarding.
UPI ID Verification
Ensure a secure digital transaction by validating and verifying the UPI address.
Bank Account Validation API
Initiate instant bank account verification through account numbers validation (and other details)
Digital Lending Solution for NBFCs and Fintechs
A complete lending solution inclusive of easy loan disbursement, re-payments, KYC verification and much more catering to both direct lending and co-lending models, in compliance with RBI digital lending guidelines.
Debt Collection Software
An end to end complaint debt collection platform that sits across all collection touchpoints, in compliance with RBI guidelines.
Bulk Payouts APIs
Automate payout disbursal in bulk for vendors, franchisees, employees, and more
Why Decentro?
Setup Fees
High (2K - 10K USD)
Completely FREE
Timelines
3-4 Months
~ 2 Weeks
Settlement Times
Atleast T-1 to T+2
Real-time Settlements
Service Provider
High reliance on single service provider and bank
Backend powered by multiple banks with switchability
Customer Service
Turnaround time of 1-2 working days atleast
Turnaround within 1-2 hours
Scalability & Flexibility
Difficult to scale due to a rigid underlying structure
Customizable APIs and seamless scalability
Advantages
Unlimited rollover of unused API hits
Global from The Get Go