Step 1
Input the Aadhaar number of the customer
- Payments
Payment Collections & Settlements
Multi-Collect
UPI Payment Gateway
Recurring Payments
Instant Payouts
Escrow Accounts
Ledgers
- Banking
Banking-as-a-Service Platform
KYC & Onboarding
Hyperstreams
Bytes
UIStreams
- Resources
- Company
Table of Contents
- What is Aadhaar and Why Use Aadhaar Verification
- What is Aadhaar Verification API
- Types of Aadhaar Verification APIs
- Methodology
- Sectors that can use Aadhaar Verification API
- Key Features
- Using Decentro’s APIs for Aadhaar Verification
- Aadhaar Verification - FAQs
What is Aadhaar &
Why Use Aadhaar Verification?
Aadhaar number is a unique 12-digit number based on an individual’s biometric and demographic data and can be used to verify their identity. Aadhaar Verification is a crucial part of the customer onboarding process for a number of sectors like NBFCs, banks, lending companies, and insurance companies for fraud prevention.
What is Aadhaar Verification API?
The Aadhaar Verification API is a powerful tool designed to confirm the authenticity of an Aadhaar card without having to ask the customer for the document or having to verify the same using an offline process. All that is required is the Aadhaar number of the individual to take the verification forward.
Types of Aadhaar Verification APIs
Basic Aadhaar KYC
Simple plug-and-play APIs or SDKs help you go live within hours and worry less about integrations.
OTP-based Paperless eKYC
OTP-based verification to fetch details for POI and POA verification.
Aadhaar Paperless Offline eKYC
Consent-based verification service to fetch e-Aadhaar details using Aadhaar XML file.
Aadhaar Verification via DigiLocker
Verifying documents fetched from DigiLocker using an OTP.
Methodology
Execute Aadhaar verification in 4 simple steps
Step 2
Generate and validate Aadhaar number using the specified verification type
Step 3
Generate Aadhaar verification response using verification API
Step 4
Extract and verify multiple data points to authenticate customer identity
Sectors that can use Aadhaar Verification API
Banks / NBFCs
Insurance companies
Lending platforms
Investment platforms
Telecom service providers
Travel service providers
Key Features Of Aadhaar Verification API
Real-time
Aadhaar verification
Verify Aadhaar details like Name, Address, Gender, DOB and photo in a few seconds.
Enhanced
Fraud Detection
Drive better fraud detection by thwarting forged documents using the Aadhaar verification API.
Accurate
Aadhaar details
Avoid incomplete/wrong Aadhaar details so as to pose issues to customers who want to avail services from banks or other financial institutions.
Seamless
Integration
The API offers seamless integration with existing applications and systems, making it easy for businesses to incorporate Aadhaar verification and KYC capabilities into their workflows without disrupting existing processes.
Scalability &
Performance
The API offers seamless integration with existing applications and systems, making it easy for businesses to incorporate Aadhaar verification and KYC capabilities into their workflows without disrupting existing processes.
Compliance &
Security
The API offers seamless integration with existing applications and systems, making it easy for businesses to incorporate Aadhaar verification and KYC capabilities into their workflows without disrupting existing processes.
Aadhaar verification API for your business - The Decentro Edge
Why Decentro’s APIs for Aadhaar verification?
Verify customers on the fly while driving accuracy and speed for onboarding and transactions.
Help businesses increase their operational efficiency and reduce the risk of errors caused by manual processing.
Save on the hefty fees you otherwise have to pay payment gateways for each transaction.
Seamless integration with existing systems, making it easy for businesses to incorporate Aadhaar verification and KYC capabilities into their existing workflows.
Handle high volumes of service requests with our scalable APIs, ensuring reliable performance and quick response times, especially during peak times.
Our APIs are fully compliant with all KYC, UIDAI, and other regulatory requirements.
Access our Product Guide
API DocumentationFrequently Asked Questions
How do I verify the authenticity of an Aadhaar card?
You can simply enter the Aadhaar details of the individual and verify their details using Decentro’s Aadhaar verification API instantly.
What are the details needed for Aadhar verification?
You just need the 12-digit Aadhaar number of an individual to verify their details and authenticate them for onboarding.
How much time does it take to verify an Aadhar card?
Decentro’s Aadhaar verification API allows you to verify and authenticate Aadhaar cards in a few seconds.
What are the details that are available after verifying an Aadhaar card?
Once successfully validated, the platform will have the below details as available with UIDAI:
Reference number
Full name
Address
Gender
Photo
Date of Birth
Post Office
Mobile number (hashed)
Email (hashed)
Share Code and Aadhaar XML Zip (Base64) if share_code parameter is entered by the customer
Is there a limit to the number of Aadhaar cards that can be verified in a day?
No, there is no limit to the number of Aadhaar cards that can be authenticated in a day.
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