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Bulk Payouts APIs

Automate payout disbursal in bulk for vendors, franchisees, employees, and more

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Bulk Payouts APIs

Table of Contents

  • Disburse Bulk Payouts in Three Easy Steps
  • Benefits of choosing Bulk Payouts APIs for your business
  • Key Features of Bulk Payouts APIs
  • Industry Use-Cases
  • Bulk Payouts For Your Business - How Can Decentro Help
  • Commonly Asked Questions

Disburse Bulk Payouts in Three Easy Steps

Transfer funds to the Virtual account

Transfer funds to the Virtual account

Deposit funds into the virtual account created for you via various payment options like NEFT/IMPS, UPI, eWallets, and more.

Add beneficiaries for payouts

Add beneficiaries for payouts

Add vendors, franchisees, employees, and more as beneficiaries for payouts. Include payment details for beneficiaries like bank account number, IFSC, UPI ID, etc. Bulk upload beneficiary data with a simple Excel upload.

Initiate bulk payouts with a single click

Initiate bulk payouts with a single click

Transfer bulk payouts to your beneficiaries with a simple click and track them in real-time via our dashboards.

Benefits of choosing Bulk Payouts API


Make payments to multiple recipients at all times.

Cater to any number of beneficiaries at once.

Real-time Account Validation.

Automate instant refunds, claims, and cashbacks.

Payouts using multiple payment modes like NEFT, IMPS, RTGS, UPI ID, etc.

Validate recipient accounts for safe transfer.


Single dashboard for all receivables and payouts.

Track and manage funds in real-time.

On-time and easy disbursements.

Fully compliant Bulk Payout flows as an RBI-certified payments aggregator.

Improved employee, partner, or vendor satisfaction.

Payouts can be done instantly 24x7, even on a bank holiday.

Key Features of Bulk Payouts APIs

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Initiate payouts nationwide without settlement delays or beneficiary cooling periods.

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Data Visualization

Intuitive dashboards for your funds and insightful reports of all your transfers.

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Automatically split payments and pre-define the split of payouts either in percentage or fixed values.

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Real-time data sourced from partner banks ensuring up to date information on newly created accounts.

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Manage Vendors
& Beneficiaries

Organise your vendors and beneficiaries and save all their bank account information in one dashboard.

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Data Validation

Verify additional details such as account type, Merchant category code (MCC), and IFSC code.

Industry Use-Cases



On-Demand Wage Payouts



Instant Refund Processing



Instant Loan Disbursals



Real-Time Cashouts



Automated Vendor Payouts

Bulk Payouts For Your Business - How Can Decentro Help

Decentro’s API banking platform has APIs to help businesses like yours provide a seamless experience to their customers, partners, and vendors!

Why Decentro’s APIs for Bulk Payouts?

Fully flexible API-based flow for registration and presentation.

API-based flow that can be embedded easily in your existing workflows.

Improved Reconciliation by letting Debits flow into a customer’s Virtual account.

Fully API-based flow compared to SDK flows provided by other players.

Callbacks for registration as well as debits and credits into the mapped VA.

Track all transaction details in a dedicated dashboard for your business. Visit ledger page with reconciled payments and peruse data.

Sub-merchant onboarding for all clients on their handles.

Unlimited rollover of unused API hits with Multiple banking partners.

Access our Product Guide

API Documentation

Robust and efficient solution built to ensure secure transactions.
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Frequently Asked Questions

Are there any charges applicable for making bulk payouts?

A transaction fee is applicable on payouts as per the mode of payment and the payment gateway used. To know more about the transaction charges, drop us at, and we’ll gladly assist you.

What are the modes of payment available for Bulk Payouts?

You can initiate payouts via the broadest range of payment options (RTGS, NEFT, bank fund transfers, UPI, Wallet, etc.) for your vendors, franchise, employees, and more, per your requirements.

Is There Any Transaction Limit On UPI, IMPS, NEFT, or RTGS?

There's no per-day limit like in banks. However, there is an INR 1 lakh limit per transaction on UPI, INR 5 lakh on IMPS, and no limit on NEFT and RTGS.

What types of payouts can be made using Bulk Payouts API?

Bulk Payouts can be used to make the following types of payouts:

Vendor payouts

Salary payouts


Cashback payouts

Loan disbursements

Insurance claims payouts

Travel agent commissions

Any other type of mass pay

Is there any limit on the number of beneficiaries or the payout amount using Bulk Payouts?

Bulk Payouts do not have any limit on the number of beneficiaries or the payout amount. However, the payout amount should not exceed the available balance in the merchant’s account.