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Recurring Payments
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Banking-as-a-Service Platform
KYC & Onboarding
Hyperstreams
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UIStreams
- Resources
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Table of Contents
- What is DigiLocker?
- Methodology
- Key Features
- Decentro’s Digilocker Services Stack
- Leveraging DigiLocker APIs
- Why Decentro APIs?
What is DigiLocker?
DigiLocker, part of the Digital India Program, offers Aadhaar holders cloud storage for authentic documents like driving licences, vehicle registrations, and academic mark sheets. Users get 1GB to upload legacy documents, with all files legally equivalent to originals and accepted by the Indian government.
The new “Meri Pehchaan” flow and improved SSO DigiLocker Suite APIs enhance user experience, minimising drop-offs and streamlining the entire process, from sign-in to document linking and downloading.
Methodology
Verify KYC details effortlessly with DigiLocker APIs—secure, consent-driven, and instant!
View Documents
Generate Aadhaar XML
(Optional)
Download Documents
Key Features Of DigiLocker API
Get DigiLocker document verification enabled on your platform, Now!
Reduces
Operational Cost
Helps in paperless verification as it reduces the administrative overhead by curtailing the verification process.
Customer Experience
Create dynamic DigiLocker workflows that are optimised for customised user experiences.
Secure
Document Gateway
Acts as a gateway between the trusted issuer and trusted requester with the consent of the citizen.
Real-Time
Verification
Provides a verification module enabling government agencies to verify data from issuers after obtaining user consent.
Fully
Compliant
The Digilocker API is fully compliant with the RBI regulations, ensuring the highest standards for data security and privacy.
Reduce
Fraud
Verify customers securely with direct authentication by Digilocker using Aadhaar.
Decentro's Digilocker Services Stack
Single Sign On (SSO) -
DigiLocker Simplified
The new and improved SSO DigiLocker Suite of APIs enables you to easily create a dynamic DigiLocker session. With SSO DigiLocker, you get the option to simplify signing up for your users with pinless sign-in, pinless sign-up and usernameless sign-up.
SSO functionalities:
- Verify Phone Number
- Get List of Issuers
- Get List of Document Types
- Get List of Parameters (If you do not have the organisation ID, Document Type, etc.)
Enhanced DigiLocker Flows
Enhanced DigiLocker Flows, powered by Decentro’s UIStreams, let businesses integrate custom UI workflows into DigiLocker via API. This adaptive interface using a software development kit (SDK) guides users through complex workflows, retrieves documents, and dynamically presents relevant fields, streamlining the process and reducing user effort.
How Can Your Business Leverage DigiLocker APIs
Lenders
Streamline customer verification and risk management by ensuring KYC compliance with SEBI and RBI guidelines
Insurance Industry
Verify customers pre-onboarding using KYC guidelines set by IRDAI (Insurance Regulatory and Development Authority India) and SEBI (Securities and Exchange Board of India).
Healthcare
Verify medical records, consultation proofs, and test results with DigiLocker, and protect against identity theft in healthcare.
Trading & Gaming
Confirm end users’ and customers’ details, understand potential customers’ activities, and verify their legality.
Logistics & Ecommerce
Verify merchants and users before onboarding to prevent malpractice and vulnerable activities on the platform.
Financial Services
Accelerate onboarding with DigiLocker, ensuring regulatory compliance and a seamless, secure customer experience from the start.
DigiLocker For Your Business - How Can Decentro Help
Why Decentro’s APIs for DigiLocker?
Dynamic UI: UI elements adjust in real time, creating a personalised experience that keeps users engaged throughout their journey.
A/B Testing Capabilities: Easily test different customer flows to optimise user experiences and prevent drop-offs during crucial steps.
Seamless Document Access: Users can download documents directly from DigiLocker and other sources within the interface, eliminating the need for external navigation.
Unified Data Integration: Effortlessly combine internal data and external APIs, providing a comprehensive view for crafting complete workflows.
Enhanced User Experience: Transform complex processes into smooth, frictionless experiences that boost engagement and adoption.
Access our Product Guide
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