Payment Collections & Settlements
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UPI Collections
Recurring Payments
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Banking-as-a-Service Platform
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Ledgers
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Hyperstreams
DigiLocker is an Indian digitization online service provided by the Ministry of Electronics and Information Technology (MeitY), Government of India under its Digital India initiative. DigiLocker provides an account in the cloud to every Aadhaar holder to access authentic documents/certificates such as driving license, vehicle registration, and academic mark sheet in digital format from the original issuers of these certificates. It also provides 1GB of storage space to each account to upload scanned copies of legacy documents.
DigiLocker is a simple and convenient product that can share documents online, accessed anytime, anywhere. Moreover, all the documents can be authenticated by the users, legally on a par with originals, and are accepted by the government of India as a substitute for the original one if required to produce one.
These documents are issued directly by the registered issuers such as Income Tax Department, CBSE, Registrar Office, etc.
Get DigiLocker document verification enabled on your platform, Now!
Helps in paperless verification as it reduces the administrative overhead by curtailing the verification process.
Issued Documents available via DigiLocker are fetched in real-time and the KYC process is completed in seconds.
Acts as a gateway between the trusted issuer and trusted requester with the consent of the citizen.
Provides a verification module enabling government agencies to verify data from issuers after obtaining user consent.
Uploaded documents can be signed digitally with DigiLocker.
e-Docs are authentic, legally at par with originals, so can be shared externally.
Verify customers before onboarding through KYC verification guidelines laid by IRDAI (Insurance Regulatory and Development Authority India) and SEBI (Securities and Exchange Board of India).
DigiLocker APIs are designed to protect financial institutions against fraud, corruption, money laundering, and terrorist financing from blacklist users.
DigiLocker can help verify medical records, consultation proofs, and test results, or even protect from identity theft in the healthcare industry.
Verify merchants before onboarding to avoid any malpractice or vulnerable activities on your platform. Similar can be done for your users.
It helps to confirm end users’ and customers’ details, understand potential customers’ activities, and verify their legality.
Why Decentro’s APIs for DigiLocker?
Enables document verification across vast industries with tested results.
Fully flexible API-based flow for registration and verification.
Unlimited rollover of unused API hits credits can be adjusted anywhere.
Improve conversion by not asking customers for documents.
Avoid identity fraud by fetching Aadhaar information.
RBI considers DigiLocker as KYC compliant.
2 step flow (Aadhaar & OTP) makes it very seamless.
Massive coverage in terms of customer base.
For Developers
API DocumentationThe maximum allowed file size is 10MB.
File types that can be uploaded - pdf, jpeg & png.
DigiLocker supports any legal and government-issued documents. Here’s a list:
PAN card
Voter ID card
Aadhaar card
Driver’s license
Vehicle registration certificates
Policy documents
Student’s mark sheets
There is no limit to the number of documents you can fetch using the Digilocker API.
CKYC
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eNACH
A digital mandate platform built by NPCI simplifies high-value and larger-volume recurring online transactions like EMIs, payables, premiums, etc.
