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Multi-Currency Accounts for Seamless Global Business Operations

Easily transact, hold, and reconcile in multiple currencies, all within one account.

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Supported Currencies

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Simplify Global Operations with Ease

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Seamless Currency Management

Transact, hold and reconcile multiple currencies in a single account.

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Competitive FX Rates

Access cost-effective foreign exchange rates for all transactions.

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Streamlined Reconciliation

Reduce manual efforts with real-time, automated reconciliation.

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Quicker Go-Live

Integrate with our multi-currency account stack and go-live in less than a day!

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Secure & Compliant

Ensure safety and adherence to global regulatory standards.

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Fast Integration

Onboard and start managing global operations.

Ready to simplify your cross-border operations?

Let us help you! It’s as simple as it should be.

Powerful List of WHYs

Local Collection, Low-Cost Disbursement

Collect funds in local currencies and disburse at competitive exchange rates to minimise costs.

Custom Multi-Currency Accounts

Create dedicated virtual accounts for customers to transact globally in their preferred currencies.

Instant Fund Transfers

Enable real-time settlements for cross-border and multi-currency transactions.

Tracking Payments

Organise transactions effortlessly by sorting based on account, currency, bank, or transaction ID.

Real-Time Updates

Receive instant notifications, detailed reports, and actionable insights directly on your dashboard.

Expand to New Markets

Enable cross-border payments for your business with Decentro across 12+ countries and currencies.

Cost-Effectiveness

Streamline operations and reduce expenses like manual reconciliations, follow-ups, and invoicing costs.

Auto Reconciliation

Simplify global fund flows with automated reconciliation for seamless, error-free transactions.

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Prevalent Use Cases

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eCommerce

Enable global customers to pay in their local currencies.

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Global Payroll

Pay employees and freelancers across borders with ease.

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Vendor Payments

Streamline payments to international suppliers.

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Investor Management

Simplify fund transfers and holdings in different currencies.

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Treasury Operations

Manage funds across currencies to optimise global cash flow.

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Travel & Hospitality

Support global transactions for bookings and refunds effortlessly.

So what's the Decentro difference?

Go-Live Speed
2-4 weeks of onboarding, bank KYC, and manual setup

LIVE IN < 24 HOURS, Plug-and-play APIs for instant activation

Multi-Currency Support
Limited to 1-2 major currencies

9+ currencies (USD, EUR, GBP, SGD, AED, AUD, etc.) with real-time FX updates

Payment Methods
SWIFT only; high processing fees

Local rails + SWIFT + SEPA + direct bank transfers

Reconciliation
Manual matching across banks and tools

Real-time automated reconciliation via unified dashboard

FX Rates
High, unpredictable FX markups

Competitive, pre-negotiated FX rates with transparent margins

Settlement Speed
T+3 to T+7 settlement cycles

Same-day settlements for domestic; T+1 for international

Scalability
Single pooled account per business

Multi-currency virtual accounts for each customer, on demand

Business Impact
Expensive and rigid cross-border setups

60% lower ops cost + expand to 12+ new markets effortlessly

Discover More, Learn More

Access Our Product Guide Now

Frequently Asked Questions

What are Decentro's Multi-Currency Accounts?

Decentro's Multi-Currency Accounts let your business hold, manage, and transact in multiple currencies (e.g., USD, EUR, GBP) from a single platform without needing separate overseas bank accounts.

How do I convert between currencies?

Can I receive money into these accounts?

Are there virtual account details provided?

Is there a risk of forex volatility?

Is the multi-currency account infrastructure regulated and safe?