I’m sure most of you have had your share of personal banking experiences so I thought I’ll share mine as well to help you relate with the same. During my childhood, my experience with banks was restricted to blindly signing bank forms and withdrawing cash from the ATM under the guidance of my parents.
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I come from a traditional middle-class family & was averse to the idea of lending for a long time. The younger me did not believe in the concept as I was averse to having to owe something to someone. Someone close to my life struggled with loan repayments & my younger-self made an immature decision to never take a loan.
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I was pleasantly surprised and shocked when my friend, based in London, said he liked his bank. He was referring to the new-age digital banking apps such as Revolut & Monzo. I wondered if its already time to bank using my phone and stop visiting bank branches.
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“In a world deluged by irrelevant information, clarity is power” — Yuval Noah Harari
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