Multi-Collect
Recurring Payments
Ledgers
Payment Gateway
Instant Payouts
Escrow Accounts
Settlr
KYC & Onboarding
Hyperstreams
Bytes
UIStreams
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Let us help you! It’s as simple as it should be.
Collect and Map Payments Seamlessly
Seamless Fund Collection
Collect funds from businesses or individuals directly in your virtual account.
Lower Operational
Overheads
Reduce payment operations overhead by eliminating manual payer identification and reconciliation.
Highly Secure
Enhance safety and prevent fraud by making sure your real account number is never exposed.
Fully Compliant
End-to-end compliance with the collection flows as an RBI-certified payment aggregator.
Complete Visibility
Track every incoming payment in real time with payer-level visibility and transaction mapping.
Lightning-fast Onboarding
Get onboarded quickly onto our platform with minimal go-live times and start accepting payments.
Nexus Intelligence Active
Build your collection flow
in record time.
Describe your use case. Nexus tells you exactly which Decentro APIs to use — and how to connect them.
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Endless Possibilities
Collect Funds with Reduced Manual Efforts and Costs
Use Cases
Collections
Accept payments via NEFT/IMPS/RTGS/UPI using dedicated virtual accounts.
Payout to Beneficiaries
Collect and settle funds via VAs directly to beneficiaries.
Escrow Locking
Provide VAs to platforms to route funds to lenders.
Investments
Collect investor payments securely using dedicated virtual payment accounts.
White Label Repayments
Enable EMI and loan repayment collections using transaction-mapped virtual accounts.
Supply Chain Financing
Capture and monitor the movement of funds end to end, as they flow through your supply chain.
So what's the Decentro difference?
Speed to Market
1-3 weeks to go live
Live in 24 hours
Security
Basic RBI compliance
RBI PA-certified + advanced fraud protection
Payment Methods
Limited options
8+ Rails: NEFT, IMPS, RTGS, UPI Push, QR, Links, Dynamic QR & more
Auto-Reconciliation
Manual and slow
Instant | ₹2 Cr/hr capacity
Virtual Accounts
Limited features
100+ VAs/hr created, No bank lag
Developer Experience
Incomplete APIs & documentation
Full REST APIs, Webhooks, Sandbox, & detailed documentation
Collection Options
Basic flows only
5 collection flows, including UPI deep links
Bottom Line Impact
Higher costs, manual work
Cut costs 60%, Zero manual effort
Try Out Yourself
As simple as a gentle tap, our APIs effortlessly facilitate seamless flow with just a touch
Create Virtual Account
Enter details to proceed
Real results, real voices
Leading companies share their Decentro journey
We’ve been using Decentro’s CKYC solution and have seen much better success rates compared to other vendors. In a space as complex as CKYC with evolving CERSAI guidelines, their speed of implementation truly stands out.
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Instant Payouts
Send money to any bank account or UPI ID automatically via APIs or file upload.
UPI Payment Gateway
Supercharge your platform by enabling payment collection through UPI with real-time confirmations.
Escrow Accounts
It aims at removing the dependency on physical documents and powers the sharing of verified electronic documents helping in seamless customer onboarding.
Frequently Asked Questions
What are virtual accounts and how do they work?
Virtual accounts are unique account numbers linked to a company's main bank account. They help businesses collect payments from multiple customers and automatically identify who made each payment, all without any manual tracking.