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- Payments
Payment Collections & Settlements
Multi-Collect
UPI Collections
Recurring Payments
Instant Payouts
Escrow Accounts
Ledgers
Lending
- Banking
Banking-as-a-Service Platform
KYC & Onboarding
Hyperstreams
Bytes
- Resources
- Company
Simplify and automate escrow processes securely and effortlessly
Seamless Payouts
Collect funds from businesses or individuals in the Escrow Account and automate fund transfers.
Lower Operational
Overheads
Reduce manual efforts and costs by deploying pre-approved money flow.
Highly Secure
& Compliant
Enhance safety and stay compliant by integrating with our stack.
Banking Partners
Trusteeship Services (SEBI Backed)
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Open and Issue Digital Escrow Accounts
Set up digital escrow accounts (with account numbers) for your customers & vendors via Restful APIs in seconds
Deposit Money Seamlessly
Share the account details with your customer, vendor or partner to deposit money digitally
Make Direct Payouts via APIs
Automate money transfers to bank accounts using common payment methods such as UPI, IMPS, NEFT, and RTGS across India
Reconcile Transactions Automatically
Disburse & reconcile payouts to your partners or vendors automatically using our payment APIs. Maintain your own ledgers as needed
Secure Escrow Verification
Ensure secure transactions via PAN and bank account checks of all escrow parties to prevent financial fraud and ensure compliance
Real-time Updates
Get payment reports, insights, and notifications directly on your dashboard instantly
Powerful list of
Whys
Plug-and-Play Escrow tailor-made for your business
Use Cases
Marketplaces
Leverage Escrow capabilities with the merchant/vendor to reduce fraud during fund transfer.
Invoice
Financing
Optimise cash flow via a secure and transparent mechanism for holding the invoices with funds released once the invoice is paid.
Rentals
Manage rental services, ensuring that payments are made as agreed, and services are provided accordingly.
P2P
Lending
Hold and Release Funds according to the loan terms and streamline the lending process.
Alternate
Investments
Strike a balance between asset ownership, transfer and fund release in a secure and compliant manner.
Startup
Investments
Leverage the capabilities of escrow services for a secure and transparent mechanism for fund disbursement.
Payroll
Processing
Ensure salaries are disbursed accurately and on time while reducing the administrative burden on employers.
Cross-Border
Transactions
Facilitate secure cross-border transactions by holding funds until both parties fulfil their obligations.
Real results, real voices
Leading companies share their Decentro journey
We started evaluating Decentro to power our banking stack. After interacting with the team, I found them very knowledgeable and agile. The product is an excellent fit for us and solves a central pain point. All factors together made me want to invest with them, and that’s how I’m a customer and an investor.
![Anuj Kacker - MoneyTap[Freo]](/_next/image?url=%2Fimages%2Fclients%2Fanuj-kacker.png&w=3840&q=75)
Frequently Asked Questions
What is a Digital Escrow Account?
A Digital Escrow Account is a secure online platform that holds funds, assets, or documents for parties involved in a transaction. It acts as a trusted intermediary, ensuring that both parties fulfil their obligations before the funds or assets are released
What Are the Benefits of Using Digital Escrow Accounts?
Digital Escrow Accounts offer several benefits, including:
Security: Funds/assets are held securely, reducing the risk of fraud or non-performance.q
Trust: Parties can confidently transact, knowing that the escrow agent ensures fairness.
Dispute Resolution: Escrow agents can help resolve disputes by impartially evaluating whether conditions have been met.
Efficiency: Transactions can be completed more efficiently and with less risk.
Cross-Border Transactions: Facilitates international transactions by providing a trusted mechanism.
What are the prerequisite documents required to get started with Escrow?
To open an Escrow account, you need the following documents after your use case is validated:
Escrow agreement
PAN & Bank account - KYC verification
Company details
Is there a limit to the amount I can put into escrow?
As of now, there is no limit on the amount.
How Secure Are Digital Escrow Accounts?
We at Decentro prioritise security. We employ encryption, multi-factor authentication, and stringent identity verification procedures to protect users' funds and data. Compliance with industry regulations also contributes to security.