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Lending

Launch your lending business vertical in a matter of weeks with our APIs.
  • Create single or bulk loan applications in real-time
  • Fetch all loans and manage them seamlessly via APIs
  • Set disbursement accounts and automate the payouts
  • Update repayment plans and set collection mandates
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Lending, APIs, OCEN, open banks, NBFCs, Customers, businesses, fintech, platform, Decentro, TSP

How does it work?

Lending, APIs, OCEN, open banks, NBFCs, Customers, businesses, fintech, platform, Decentro, TSP

Lending Service Providers

As a merchant-facing or consumer-facing entity, we will enable you to create and manage single or bulk credit applications in real-time.

Lending, APIs, OCEN, open banks, NBFCs, Customers, businesses, fintech, platform, Decentro, TSP

Decentro APIs

Using our streamlined APIs, you can run the entire cash flow cycle of your lending business including holding accounts, disbursals, and repayments.

Lending, APIs, OCEN, open banks, NBFCs, Customers, businesses, fintech, platform, Decentro, TSP

Open Credit Enablement Network

We leverage the uniform structure and data flow of OCEN to power our backend connections with a host of partner lenders.

Lending, APIs, OCEN, open banks, NBFCs, Customers, businesses, fintech, platform, Decentro, TSP

Key Usecases

We open up magical APIs so that you can focus on your business

SME Lending

Enable cash flow based lending for all your partner businesses seamlessly with multiple lenders in the country.

Gig Economy

Disburse working capital for your workforce or enable your partners with APIs for advance salaries and payments.

Marketplaces

Provide small loans to your buyers and capital to your sellers to maintain a healthy functioning cash flow cycle.

Neo Banks

Give your customers and businesses a host of new financial benefits including credit and EMIs with any of our partner lenders.

Micro Credit

Customers asking for credit at the point of sale/purchase? We got you covered with micro-loan APIs for disbursal and management.

Corporate lending

Build your own network of corporates with their internal use-cases related to credit and launch using our lending APIs within weeks.

3+

Underlying
Lenders

10+

Loan
Types

25+

Streamlined
API Modules

Looking to become a lending service provider for customers or companies? Or planning to launch lending as a new business category?