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- Payments
Payment Collections & Settlements
Multi-Collect
UPI Collections
Recurring Payments
Instant Payouts
Escrow Accounts
Ledgers
Lending
- Banking
Banking-as-a-Service Platform
KYC & Onboarding
Hyperstreams
Bytes
- Resources
- Company
Make Recurring Payments Frictionless
Better
Conversions
Set up mandates with minimal hassles and improve conversion.
Reduced
Operational Costs
Automate tasks and reduce costs of recurring collections.
Save
Limitlessly
Reduce expenditure towards heavy integrations and maintaining relationships.
Wider
Reach
Automate mandates across any bank in the country.
Reduce
Risks
Reduce delayed payments and ensure timely payments from customers.
Scale
Quickly
Focus on growing your business while our team does the work on integrations.
Our Products
Available in the form of simple, automated, plug-n-play APIs & SDKs
UPI Autopay
Get recurring E-Mandate enabled on your platform via UPI for payments such as bills, EMIs, OTT subscriptions, insurance, mutual funds, etc
Learn More
e-NACH
Streamline high-value recurring payments and subscriptions through a mandate generation for customers via e-NACH
Learn MoreBetter Use Cases
Digital
Subscriptions
Automate recurring payments for services on digital content from users via setting up mandates.
Insurance
Premiums
Enable merchants by debiting their customers' insurance premiums for health, automobile, etc.
EMIs
Set monthly EMI auto-debits from the user’s account toward loans or other services for Fintechs or other platforms.
Savings
Journey
Set up auto-debit plans to enable customers' monthly saving goals on personal finance platforms.
Investment
Plans
Charge for all the monthly instalments by setting a one-time e-Mandate for your customer.
Edtechs &
ERPs
Provide auto mandates to your students and subscribers to increase subscription via auto debit.
Real results, real voices
Leading companies share their Decentro journey
We started evaluating Decentro to power our banking stack. After interacting with the team, I found them very knowledgeable and agile. The product is an excellent fit for us and solves a central pain point. All factors together made me want to invest with them, and that’s how I’m a customer and an investor.
![Anuj Kacker - MoneyTap[Freo]](/_next/image?url=%2Fimages%2Fclients%2Fanuj-kacker.png&w=3840&q=75)
Frequently Asked Questions
What is an example of a recurring transaction?
Recurring payments are repeating payments authorised by customers and taken automatically according to a predetermined schedule. Examples of recurring payments include memberships across streaming services, food delivery boxes, utility bills and more.
Is recurring payment the same as autopay?
Recurring and auto-pay are not the same thing. You specify the amount and date of the recurring payment. It means the payment time and money can be presented with a fixed term. When you set up your payments through AutoPay, the payment amount is withdrawn from the bank account you designated as of your payment due date, which can differ from month to month (i.e. a minimum payment or total balance amount can differ, and payment due date can differ each month).
What is the purpose of a recurring transaction?
Recurring payments ensure a prompt and reliable capital inflow, helping to produce a healthier cash flow and lowering your collection costs. Businesses will receive payments from clients more efficiently with recurring transactions. In this case, you don't have to worry about customers forgetting to pay or running out of money in your bank accounts.
What happens if a recurring payment fails?
If a recurring payment fails, the customer’s credit card/ source of payment will be retried automatically up to 3 times. If all retry attempts fail, the recurring payment will be marked as ‘cancelled’ or ‘unpaid.’
What is the maximum amount for eNACH mandate?
₹1 lakh is the maximum limit per day for mandates through eNACH. The transfer should be done manually to transfer more than ₹1 lakh in a single day.